SERVICES FOR BUSINESSES
Retirement Planning Services for Businesses
Investment advisory and fiduciary responsibilities for retirement plan sponsors.
Our retirement services team works exclusively with companies and their employer-sponsored retirement plans. We provide comprehensive advisory services, acting either as a 3(38) or 3(21) fiduciary advisor, as well as access to a dedicated team of advisors and education for your plan participants. We also offer standalone fiduciary services and administrative services.
401k and Corporate-Sponsored Retirement Plan Services
OUR RETIREMENT SERVICES
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This is also for small businesses or self-employed individuals. Employers can contribute to employee SEP IRAs but employees themselves cannot contribute.
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Employers contribute a portion of the company’s profits to employee retirement accounts. The allocation can be discretionary and usually depends on the company's financial performance.
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Employers contribute a fixed percentage of an employee's salary every year, regardless of company performance. The contribution rate is defined in advance.
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This traditional pension plan provides a set benefit, usually a monthly amount, to employees upon retirement. The benefit amount is typically based on salary and years of service.
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Employees are provided with company stock, usually at no upfront cost to the employee. This allows employees to become partial owners and potentially benefit from the company’s success over time.
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A 401(k) plan is one of the most common retirement savings plans in the U.S. Employees can contribute a portion of their salary before taxes into an investment account. Employers may match employee contributions up to a certain percentage.
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Similar to a 401(k), but contributions are made with after-tax dollars. Withdrawals in retirement are generally tax-free, provided certain conditions are met.
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This is similar to a 401(k) but is tailored for employees of tax-exempt organizations like educational institutions, hospitals, and charitable organizations.
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This plan is for government and certain non-governmental (like non-profit) employees. It resembles a 401(k), but there may be no 10% penalty for withdrawals before the age of 59 ½, under certain conditions.
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Designed for small businesses with fewer than 100 employees, this plan allows for both employee and employer contributions. It has lower contribution limits compared to a 401(k).
Request an Appointment
In 30 minutes, we can get a brief overview of your goals and needs, then connect you with a financial planner committed to helping you pursue generational wealth.
360-443-9993