The success of your business is often dependent on attracting and retaining key employees. We work with owners to create a tangible plan – one that might include stock options, partnership, insurance benefits – that incentivizes key employees to drive increased revenue, achieve key strategic initiatives and remain loyal to your business.

How will you protect your business and your personal wealth? Business owners need proactive advice – strategic planning can save you taxes and provide more assets to invest in your company and personal goals. Tax planning involves creating strategies around your corporate structure and plan for expansion, the location of your business, income/distribution planning and coordinating your plan with relevant parties.

We specialize in the complex banking needs unique to business owners. We’ll evaluate your need for bank debt, lines of credit, short-term cash flow, long-term expenditures or investments and more. It’s also key to weigh the impact of debt on your personal financial statement – we help with that, too.

Our in-house Advanced Solutions team will help you evaluate whether your current business structure matches your immediate needs, growth plan and eventual succession or exit plan. The correct structure can save you in taxes and provide a smooth track for expansion or purchase.

A non-qualified deferred compensation (NQDC) plan allows executives to defer a large portion of compensation – and corresponding income tax – to a later year, ideally when your tax bracket is expected to be lower. Through the course of your and/or your key employees’ careers, this scheduled distribution structure can cover shorter-term goals, such as college tuitions, or long-term goals, such as retirement.